uob credit card
uob credit card
Blog Article
UOB Lender is usually a perfectly-recognised financial institution that provides a number of bank cards tailor-made to fulfill diverse requirements and Tastes. Here's an intensive overview to assist you to recognize The true secret areas:
Forms of UOB Bank cards
UOB gives various varieties of bank cards, Each and every suitable for particular uses:
Benefits Cards: Receive details or miles in your purchases that may be redeemed for vacation, purchasing, eating, and more.
Cashback Cards: Get yourself a share within your investing back again as dollars rebates.
Vacation Playing cards: Designed for Regular vacationers with Added benefits like air miles accumulation, airport lounge obtain, and vacation insurance coverage.
Life-style Cards: Presents benefits connected to leisure, eating discounts, and exclusive occasion invitations.
Important Functions
Every single UOB bank card includes its personal set of features. Here are some typical ones:
Desire-No cost Interval
Most UOB bank cards offer you approximately 55 days desire-no cost for those who pay back your harmony in entire through the due day.
Reward Factors
Generate reward points on each individual greenback put in which can be redeemed for various benefits including vouchers or merchandise.
Cash Rebates
Sure cards offer cashback on everyday charges like groceries, gas, dining out and many others.
Promotions & Special discounts
Appreciate Distinctive promotions and discount rates at partnered merchants which include dining establishments, retail stores and on the net platforms.
Flexible Payment Selections
Pick from many payment strategies which include GIRO (Basic Interbank Recurring Get), AXS stations or direct debit from the savings account.
Safety features
Increased security by way of EMV chip technology as well as SMS alerts for transactions built over a particular Restrict.
How to use
Applying for any UOB bank card is easy:
Visit the official UOB Site.
Search as a result of their selection of credit cards.
Decide on the cardboard that most accurately fits your preferences.
Complete the application type either on the web or take a look at a department.
Post important files such as proof of earnings and identification.
Handling Your Card
When you have your UOB bank card:
Often Test statements possibly more info by mailed copies or by means of on line banking.
Make well timed payments to stop late expenses and fascination fees.
Keep an eye on reward factors/cashback earnings so you're able to increase Rewards.
Useful Example
Imagine you might be a person who loves traveling routinely:
You may go for a UOB Travel Card which allows you to receive air miles on every single purchase.
With gathered miles after some time, you might redeem them at no cost flights or updates—preserving appreciably on journey charges!
On top of that, delight in perks like complimentary airport lounge obtain producing those very long layovers a lot more comfortable!
By knowledge these Essentials about UOB Bank cards – their varieties & features in conjunction with useful use – you'll be greater Geared up to choose one that aligns correctly along with your lifestyle requirements!